Auto Insurance
As an independent agent for Erie Insurance, we will assist you in making important decisions about your auto coverage and we realize that each policy is sold as a promise of service. Erie provides trained professional claims adjustors that provide quick and fair claim settlements.
In addition to our fair pricing, we also provide great customer service, flexibility to customize to your needs and stability that puts us at the top of the auto insurance industry.
Erie's auto protects you against financial loss if you have an accident. General auto coverage includes property, liability and medical coverage as well as coverage for you or passengers in the car if the other driver involved is either uninsured or underinsured.
We are especially interested in keeping your rates low and do so through consistent, disciplined underwriting. We keep your rates low by offering many discounts:
- Safe driver
- Age 55 or over
- Passive restraints
- Anti-theft devices
- Anti-lock brakes
- Multi-car discount
- Multi-policy
- Payment plan discounts
- Life Multi-policy discount
- Drivers training
- College student discount
- Youthful driver discount
- Reduced car usage discount
In addition to discounts, there are enhancements that can be added for a small premium, allowing you to further customize to your individual needs. They are as follows:
Auto Enhancement Endorsement-including deductible options, transportation expense, death benefit and increased coverage limits for emergency travel, personal effects, sound equipment and trailers.
New Auto Security Coverage-provides additional coverage for the difference between the actual cash value and the loan value if a total loss occurs, provides replacement cost if the vehicle is 2 years old or less, and will pay repairs without deduction of depreciation.
Road Service-reimburses you for reasonable towing and required labor costs at the site of a break down when the vehicle is disabled.
Transportation Expenses-provides additional costs associated with car rental if your vehicle is left disabled from a comp or collision loss.
Ritchey Insurance Associates proudly provides auto insurance in the following counties:
Affordable Auto Insurance Baltimore City and Baltimore County, Harford County, Carroll County,
Anne Arundel County, Howard County, Montgomery County, York County, Pa.
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